Denise is an Investment Advisor Representative with The Wealth Boutique and the Founder & CEO of Female Financial Fitness, a modern, mission-driven financial planning firm built by women, for women.

With 25 years of leadership experience at top-tier institutions including American Express and Citibank, Denise brings a deep understanding of wealth management, strategic marketing, and client advocacy. Her focus today is empowering women—especially those nearing retirement, post-divorce, or building financial habits early—to take control of their financial future with confidence and clarity. Through her CROSS-FIN™ program, she provides practical strategies tailored to the female brain and heart, combining personalized financial planning with education and community support.

Denise is a licensed Investment Advisor (Series 65) and holds credentials in insurance and annuities. She is currently pursuing her CFP® certification to deepen her impact and advisory scope. Fluent in five languages, she works with a diverse client base and is passionate about financial literacy across cultures and generations.

As a single mother to two incredible teenage boys (and two sweet bunnies), Denise understands the unique financial pressures women face in both personal and professional spheres. She brings empathy, transparency, and strength to every client relationship.